New — AI negotiation scripts for every lender

Stop losing
$200+ every month.

That’s what the average person in debt overpays in interest. Debt Escape builds your exact payoff plan in under five minutes. Free. No credit card.

Build my free escape plan

Free forever plan · No card required · Takes 4 minutes · Bank-grade encryption

REAL EXAMPLE PLAN

$35,602

Total debt today

Jul 2027

Debt-free by

Interest saved by following this plan vs. paying minimums: $1,800+

You’re probably paying more than you think.

24%

Average credit card APR right now

$1,400

What that costs per year on a $6,000 balance

73%

Of people don’t know which debt to pay off first

Debt Escape fixes all three — automatically.

Your escape plan in 3 steps.

Add your debts

Type them in or import balances, rates, and minimums. Takes about four minutes.

Get your plan

AI ranks the order of attack and shows the exact month you’ll be debt-free.

Knock them out

Generate negotiation scripts, log payments, and watch your balance drop every month.

Your unfair advantage

AI makes the awkward phone call for you.

Negotiating with a credit card company feels impossible. Debt Escape writes a custom script around your account history. You know what to say to lower your APR, waive a fee, or ask for a hardship plan.

CHASE SAPPHIRE

Lower my APR

“I’ve been a customer for 4 years and have never missed a payment. I’d like to ask about lowering my current APR…”

Save time and ask with confidence.

We do the math you don’t want to.

Recommended

Avalanche

Highest interest rate first

Total interest$2,466

Debt-free byJul 2027

Snowball

Smallest balance first

Total interest$3,100

Debt-free byAug 2027

Debt Escape models both — and tells you which one actually saves you money.

Every month you wait costs you money.

One plan took a person from $35,602 in debt to a clear exit date. Yours is one click away.